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Affiliation(s)

Maria Curie Skłodowska University, Lublin, Poland

ABSTRACT

The main purpose of this paper is to analyze the chosen conditions, encouraging and hindering the development of the private health insurance in Poland. Individual kinds of private health insurance were identified based on the actual market offer. The main part of the work constitutes description and analysis of the main and characteristic for Poland conditions, influencing the private health insurance. Moreover, the work includes partial comparative analysis of Polish and chosen European healthcare systems. These systems vary in different forms of financing of health services or the amount of expenses on the healthcare system. Therefore, private health insurances function in many countries on different principles, what influences significantly their role in the healthcare system. In Poland, private health insurances exist as supplementary insurances related to the basic system. It is allowed, to a certain extent, competition with the public system. Relatively better quality of health services available through private insurances is one of factors for the dynamic growth of the value of this market in Poland in the last years.

KEYWORDS

private health insurance, group health insurance, individual health insurance, healthcare system, health

Cite this paper

Journal of US-China Public Administration, February 2015, Vol. 12, No. 2, 153-165

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