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Article

Open Access

Economic Empowerment of Rural Women: Case Study of Microfinance Institution (MFIs) in Tangerang, Indonesia

Author(s)

Mukhaer Pakkanna, Lincolin Arsyad, Agustinus Suryantoro

Full-Text PDF Download XML 2373 Views

DOI:10.17265/2159-5526/2015.11.006

Affiliation(s)

Ahmad Dahlan School of Economics (STIEAD), Indonesia; Gadjah Mada University (UGM), Indonesia; Sebelas Maret University (UNS), Indonesia

ABSTRACT

The aim of this research is to extract information from married female clients who utilize financing, empowering, and other facilities provided by Microfinance Institutions (MFIs). Quantitative descriptive approach is used in order to describe MFIs. Specifically, the difference between MFIs in each area will be overviewed by using statistical instruments of testing for a difference between means and independent F-test. On the other hand, descriptive qualitative approach is used to review the social interactions of female clients. The results of this research have uncovered some facts. First, however, Difference-Between-Two-Means Test has revealed that no significant difference is found. This shows that the empowering aspect that has been done by MFIs conforms with the standard. Second, the fact that no significant difference is found in the empowering process has been backed by data that reveals relatively small loans scale, similarity in business models, unvaried necessity, relatively small expenditure and living cost, low access to education, and good accessibility to MFIs. Third, business models that are desirable by female clients have these characteristics: only requiring a minimum amount of capital; durable; fast-moving; focusing more on costumers; adaptable; contributing to the society’s economy; flexible; having a set amount of freedom.

KEYWORDS

Women empowering, Microfinance Institutions (MFIs), fishermen society, agricultural society, industrial area

Cite this paper

Sociology Study, November 2015, Vol. 5, No. 11, 865-874

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